THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The loan providers this site links to rates vary from 9.9% APR – 5,350% APR variable are available for unsecured loans. The highest rates of interest apply to pay day loans; where only a small amount of money will be lent and just for a short period of time (up to four weeks).
The collection practices of lenders vary however you can expect to be contacted by phone, letter or email to arrange repayments. Non-payment or late payment could lead to you being charged a fee and an increase your interest rate.
Some partners may charge you a fee for helping you find a loan or other services they provide, these can range from £30 to £100 or more. MAKE SURE you check with the company before agreeing to any service if they charge you a fee and what the terms are.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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